People started using credit or debit cards to buy almost everything. Today two out of three Americans do not wear cash since they have their card with them. It is safer more convenient and you don’t have to worry how much money you have. One of the most popular cards in America is AMEX (American express). AMEX is a card used by almost every American and it is very popular. If you want to know more on American Express Black Card qualifications, just follow the link.
General information about AMEX
AMEX is a card that comes from the American Express Company, which is a corporation for multinational financial services. The company is most popular for its credit cards and charge cards. American Express is one of the most popular brands in America and it is estimated to be worth a lot of money, approximately $14.9 billion. AMEX became popular with its best known Gold, Green and Platinum cards. The cards can have various fees depending on the type of the card, and they can range from $0 to $450. AMEX has a few cobranded credit cards that are related with the several categories: retailers (like Bloomingdales, Mercedes Benz etc.) hotels (like the Hilton) and airlines (like Air France, Air Canada etc.). One very popular card that was aimed at younger people was the card called Blue. It is a card that has no fees and a multifunctional smart chip. It also had the benefit of rewarding loyal buyers. City Reward Card whose target was young adults is another successful example of AMEX cards.
Types of AMEX cards
AMEX offers different types of cards and depending at what age you are, what income you take you will decide, which one fits you the best. The two types of AMEX cards as mentioned before are the credit and charge cards. The first one is like any other credit card and allows you to pay your balance over time. The second one gives you a certain amount of credit that you should return every month and it also has an annual fee. AMEX is known for its rewards since it has a good loyalty program for its regular customers. Great benefits are offered with the AMEX card for travelers. More and more people are using it especially businessmen since it covers the insurance and it is protecting your luggage. It can also help you with road directions if needed. This is all enabled through the charge cards. As for the credit cards Delta Skymiles is the best one. Also, there is a Black card, and here you can find more info on American Express Black card requirements.
Blue AMEX as mentioned before is a great choice especially for young people. The many benefits it offers are really attractive to young people. First and most important it has no fees. Secondly it provides protection in online shopping. Thirdly it cashes back on almost all purchases. This is a credit card that is very appealing to people that want to get awards but do not want to pay fees. It is also very good for families since you can get an extra card or cards on the same account. In one word AMEX offers all kinds of cards, for people that want rewards, fees, charge cards or credit cards. So the choices are wide and open. Joining one of the biggest card families is definitely a smart decision.